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Uncategorized What Does Trump’ Election Do For Canadian Interest Rates? Link:The Effect of Trump’s Election on Interest Rate US President Trump’s Effect on Canada Tariffs may put Canadian exporters into a supply glut. That could result in lower interest rates but also higher unemployment.
Uncategorized Managing Your Inheiritance Link: Managing an inheritance How To Manage an Inheritance You may want to use an inheritance to pay off credit cards, buy a new car or some other specific thing. However, if you have some leftover to save then this article may be for you
Are You Managing Your Debt Well? Link: Loan and mortgage delinquencies rise Get your high interest credit card balances paid off ASAP! Auto loans saw a “significant increase” in delinquency rates in the second quarter of the year, rising to 2.42 percent from 2.11 percent in the previous quarter. Credit cards and lines of credit also saw their delinquency rates rise […]
Inflation Dropped to 2% in August Link: Inflation Drops to 2% in August What’s next? The Bank of Canada’s next rate announcement is more than a month away – meaning there’s plenty of time to speculate on the size of rate cuts.
Uncategorized Bank of Canada Reduces rates The Bank of Canada reduced it’s overnight rate to 4.75% today(June 05, 2024) BoC News Release
Capital Gains tax Capital Gains Calculations The changes to Capital Gains have been in the news lately. So what is Capital Gains in Canada in relation to Real estate? First of all, it is calculated very differently than in the USA so if you are Googling it be aware of that. Secondly, it does not apply to the […]
What is an Algorithm? The Algorithm, the algorithm Blame the Algorithm for what we see on Facebook, Instagram, X or Tik tok. An Algorithm also rules what ads you see, and what spam email and text messages you get. If you drop into Amazon to shop or Netflix to pick out something to watch, an Algorithm is deciding what […]
Changes to Capital Gains Calculations The incoming Federal budget seeks to increase Capital Gains but Kenora area home owners likely have little to worry about. The increase only applies for years in which you realize over $250,000 in Gains in a year. Link: https://globalnews.ca/news/10427688/capital-gains-tax-changes-budget-2024/,
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Bank of Canada keeps the key interest rate steady link:BoC maintains rate Wednesday, April 10, 2024: Today the Bank of Canada chose not to raise or lower its key interest rate. There were hints that a rate lowering could happen as early as June this year though.
Spring Market conditions may affect the BoC next rate announcement Link: Spring market may affect the BoC rate announcement Fears that the spring housing market could “overheat” will be in the background as the Bank of Canada readies for its interest rate decision on Wednesday, experts say. The spring housing market, which kicks off in March, is typically one of the busiest times of the […]
New Realtor Regulations In 2002 the Ontario government implemented the Real Estate & Business Brokers Act (REBBA 2002)which regulated how Real Estate agents and Brokerages conduct business. A lot has changed in 20+ years though and on December 01, 2023, a new act, the Trust in Real Estate Services Act (TRESA), will be in effect. Along with tightened […]
Uncategorized Changing “Blind Bidding” Starting on December 1st, 2023 a new Provincial Act will replace the one presently governing Real Estate agents and Brokerages. In the past one item spoken of a lot is the so called “Blind Bidding” offer presentation used in Buying Real Estate in Ontario. There has been a lot of talk about moving towards “Open […]

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